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Being frugal isn't bad

Updated: May 9, 2023

Since when did being frugal become such a negative term? You can be frugal and still live a very comfortable and amazing life. Being frugal isn't bad and it shouldn't carry a negative stigma.

If you are reading this article you are either frugal right now or thinking about becoming more frugal and don't want people to look at you with an undesirable side-eye. I'm here to tell you that being frugal is a great way to be mindful of the money you are spending and prepare your finances for a successful future.

What is a Frugal Lifestyle?

A frugal lifestyle is a way of living where you consciously prioritize your spending, make thoughtful choices, and avoid unnecessary expenses. It's about focusing on your long-term financial goals rather than short-term material desires.

Benefits of a Frugal Lifestyle

Financial Independence

By saving money and making smart financial decisions, you can achieve financial independence earlier in life. This allows you more freedom to pursue your passions and interests without being tied down by financial obligations.

Lower Stress

Living frugally can reduce financial stress by helping you avoid debt and create an emergency fund. This gives you peace of mind knowing that you have a financial safety net in place.

Environmental Impact

A frugal lifestyle often involves reducing waste, reusing items, and consuming less. This not only saves money but also helps reduce your environmental footprint.

Tips for Living a Frugal Lifestyle

1. Set Clear Financial Goals

Establishing clear financial goals will help you stay focused and motivated on your path to financial independence. Prioritize your goals and create a plan to achieve them.

2. Track Your Expenses

Keep track of your spending to identify areas where you can cut back. This will help you create a realistic budget and allocate your resources more effectively.

Look for sales, use coupons, and compare prices before making a purchase. Consider buying used or refurbished items, and don't be afraid to negotiate for a better deal.

4. Cook at Home

Eating out can be expensive. Cooking at home is not only cost-effective but also allows you to have control over the ingredients and portion sizes.

5. Embrace DIY

Learn to do things yourself, such as basic home repairs or car maintenance. This can save you a significant amount of money over time.

More Ways to Be Frugal

Achieve greater financial freedom with these additional frugal tips:

Focus on Frugal Activities that Bring You Joy

Discover the frugal activities that make you happy, such as shooting hoops, walking through your neighborhood, or spending time at the park, beach, or on your deck. The more time you spend on these low-cost activities, the better your financial life will be.

Find a Deal

Make use of websites dedicated to helping you find deals on products, services, or trips. Check out my recommendations page for some deal sites I like to frequent.

Buy Discounted Gift Cards

Purchase gift cards at a discount, such as during holiday promotions or from warehouse clubs like Sam's Club or Costco. Make sure to only buy gift cards for places you frequent to ensure the savings are worthwhile.

DIY Projects

Tackle DIY projects to save money and add value to your home. Examples include painting, drywall, electrical work, plumbing, landscaping, siding, demolition, kitchen countertop replacement, cabinet painting, and furniture repair. Always prioritize safety, and use YouTube tutorials to learn new skills.

Shop Used or Refurbished Goods

Opt for used or refurbished goods to save money. Used goods have been previously owned, while refurbished products have been returned, professionally restored, and resold. Many refurbished items come with warranties, offering peace of mind and potential savings of 10%-20% off new product prices.


Being thoughtful about how your money is being spent shouldn't be a bad thing. Being frugal isn't bad! Saving money, finding frugal hacks, and ensuring your financial future are things that should be admired in a person and I hope The Saving Dude community can help break that stigma.

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