top of page


Annual Percentage Rate (APR)

The interest rate charged on a loan or credit card


Anything of value that you own, such as cash, inve

Bear market

A market in which prices are falling, typically ov

Blue chip stocks

Stocks of large, stable companies with a long hist


A debt security in which an investor loans money t


An intermediary who buys and sells securities, com


A plan for how you will spend your money over a sp

Bull market

A market in which prices are rising, typically ove

Capital gain

A profit earned from the sale of an asset, such as

Capital loss

A loss incurred from the sale of an asset for less

Certificate of Deposit (CD)

A type of savings account that typically offers a

Compound interest

Interest that is calculated not only on the initia

bottom of page